Closing Costs Calculator

Estimate every closing fee and the total cash you need at the closing table. Results update as you type.

Home price

Down payment

Loan origination fee (% of loan)

Appraisal fee

Title insurance (% of home price)

Escrow fee

Recording fee

Prepaid property tax (months)

Prepaid insurance (months)

Annual property tax

Annual homeowners insurance

Credit report fee

Total closing costs

$0.00

Cost breakdown

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Results are estimates for education only and are not financial advice.

Are closing costs the same as the down payment?

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Subtract the down payment from the home price to get the loan amount.
Work out the percentage based fees: the origination fee from the loan amount and title insurance from the home price.
Work out the prepaid items: divide annual tax and annual insurance by 12 and multiply by the prepaid months for each.
Add all eight items for total closing costs, then add the down payment for the total cash needed.

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Can closing costs be negotiated?

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Why do I prepay taxes and insurance at closing?

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