Current US Mortgage Rates

Weekly average US mortgage rates from Freddie Mac's Primary Mortgage Market Survey. Updated every Friday from Thursday's release.

Current default rate source: Freddie Mac Primary Mortgage Market Survey (PMMS), United States

Week of 2026-10-29

Recent weeks

Week30-year fixed15-year fixed
2026-09-106.76%6.09%
2026-09-176.95%6.26%
2026-09-247.03%6.42%
2026-10-017.28%6.6%
2026-10-087.4%6.73%
2026-10-157.4%6.71%
2026-10-227.32%6.68%
2026-10-297.24%6.6%

What these numbers mean

These are weekly national averages from Freddie Mac's survey of lenders, not a quote for any borrower. Your actual rate depends on your credit score, down payment, loan size, property and lender. Rates shown here cover the United States only.

Source: Freddie Mac Primary Mortgage Market Survey

Rates update every Friday. Last update shown above.

How to use these rates

Pick the term that matches your loan, then open the mortgage calculator with that rate already filled in. Change the home price, down payment and costs to see your own monthly payment. When rates move, rerun the same calculation to see how much the payment changes.