VA Loan Calculator

Monthly payment for a VA loan, with the one-time VA funding fee financed into the loan. No down payment and no PMI. Results update as you type.

Monthly payment
$0.00

Cost breakdown

Amortization schedule

How this calculator works

Enter the home price and any down payment. The VA funding fee is added to the base loan, and the monthly payment is the principal and interest on that total loan. There is no monthly PMI on a VA loan.

Results are estimates for education only and are not financial advice.

Is there PMI on a VA loan?

No. VA loans have no monthly PMI. Instead there is a one-time VA funding fee, which most borrowers finance into the loan. The fee percentage depends on down payment, first or subsequent use, and service type.

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